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A guide for when to claim Social Security

One of the most frequently ask questions most advisors get is “when should I claim Social Security”.  That’s understandable, because there are so many variations of when is “best”, all driven by an individual’s personal circumstances. Typically an advisor will respond with questions like “How badly do you need the money?”, or “How long do you expect to live?”, or “Are you married?”.  Deciding when to claim your Social Security requires work, and it would be so much easier with a clear, easily understood guide which you could use to help with your personal decision. Just such a “complete guide” is presented in this Investopedia article by Amy Fontinelle, who lays out in laymen’s terms all of the things you should think about as you decide when to apply for your Social Security benefits. Click here to read more.

If you’re unsure about how these basics apply to you, or if you have any questions about your individual situation under Social Security, note that the AMAC Foundation provides a free-to-the-public service to help Americans navigate the complexities of this program. Learn more about it here…

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