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Collecting Early Benefits

Retirement is the end goal for most American workers. It has been ingrained in the working class mind that you start working as a young adult and promptly retire at 62, putting in your 40 years before retiring to enjoy the rest of your life. However, the reality for most is that this is not feasible without proper forethought and adequate planning including sufficient savings. Many will find themselves needing to work well past 62 in order to support themselves in their senior years. This could be the right choice even if you don’t need to do it as it offers more time to boost your benefits by continuing to pay in to Social Security and delaying filing until you would be receiving higher benefits. For more information visit this article by Dan Caplinger with The Motley Fool.

 

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