Q & A

I understand that to get Social Security disability benefits, my disability must be expected to last at least a year. Will I have to wait a year to receive benefits?

Answer: No. You do not have to wait a year after becoming disabled to receive disability benefits. In fact, you should apply for disability benefit as soon as you become disabled. It may take months before a final decision is made on your claim. If your application is approved, Social Security will pay your first disability benefit for the sixth full month after the date your disability began. For example, if your disability began on Jan. 15, Social Security would pay your first disability benefit for the month of July. However, Social Security benefits are paid in the month following the month for which they are due. So, you will receive your July benefit in August. To learn more, visitwww.socialsecurity.gov/disability.

SourceSocial Security Administration, via McClatchy-Tribune News Service – 9/14/2014

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