Q & A
My husband doesn’t have enough work credits to qualify for Social Security retirement benefits. Can he qualify on my record?
Answer: A spouse receives one-half of the retired worker’s full benefit unless the spouse begins collecting benefits before full retirement age. If your husband begins collecting benefits based on your Social Security record before he reaches full retirement age (age 65 – 67, depending on the year he was born), the amount of his benefit is reduced by a percentage based on how many months short of full retirement age he is.
Source: The Jackson County Times-Journal – June 18, 2014
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