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Planning out Retirement
Having a plan is a crucial part to retirement that many people tend to skip. While retirement can seem like a prolonged vacation compared to your working years, the more work you do now to secure it the less you will have to do later leaving you with that much more time to enjoy. The biggest part of retirement planning is working out your finances. As a general rule, most people’s expenses drop by 20-40% in retirement. However, you will need to sit down and find out in which areas these savings will occur. This will give you an idea of when you can expect to be able to afford to retire and whether you can or can’t wait to start collecting benefits. For more information visit this article by David Kohl with C+S Digest.