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Reverse Mortgages as a Social Security Deferral Strategy: Be Careful!

It sounds like a piece of cake…take your home equity and use it to delay filing for Social Security so that you can capitalize on the Delayed Retirement Credits. But, as in most things that sound simple and easy on the surface, there are downsides to this strategy that need to be understood and evaluated. Marketwatch’s Alex Spanko, in a post on reversemortgagedaily.com, examines this strategy and points out the finer points that need to be considered. Check out his post here…

 

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