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Working? Retiring? Options if reaching full retirement age in 2015

sococDo you reach your full retirement age (FRA) in 2015? Still working? Thinking about starting Social Security in 2015? What are some options to consider? When to start Social Security benefits is always a popular topic during retirement seminars. In fact, there is no one overall best time that fits everyone. It is an individual decision. Last week I posted annual retirement earnings test information for 2015. Noted there, earnings test amounts vary based on whether you are younger than full retirement age (FRA) for the entire calendar year, reach FRA during the year, or are at least FRA. Today I am reviewing some options to consider for a person planning to work during 2015 and reaching full retirement age of 66 during 2015….Read More

 

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