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California’s royals of retirement denial
For most Americans, it’s tempting to live in denial or outright fantasyland when it comes to paying for retirement. That’s because doing the math evokes less-pleasant emotions like fear, anger or hopelessness. Social Security, which replaces just 40 percent of the average earner’s paycheck upon retirement, is running out of money. The median household savings rate is zero. And half of workers have no pension or 401(k) account….Read More
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