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How to Get the Most from Social Security
One of the biggest mistakes retirees make is getting their Social Security benefits wrong—taking them too early or too late, or failing to coordinate with their spouse. Miscues in this area can cost thousands of dollars over the course of a retirement. In one respect, mistakes are understandable. Getting every dollar you are eligible to receive can be painfully complicated. The economist Larry Kotlikoff, an authority on maximizing Social Security benefits, estimates that a 62-year-old couple must, before they reach 70, choose from over 100 million possible combinations in terms of precisely when to take benefits and make various adjustments. Read more.
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