Q & A

I’m under CSRS Offset, but I have 36 years of substantial earnings under Social Security. Will either pension be reduced?

Answer: Your CSRS annuity will be reduced by the amount of Social Security benefit you earned while a CSRS Offset employee. The amount you receive will be the same. It will just come from two different places: the Office of Personnel Management and the Social Security Administration. Any Social Security benefit you earned outside of federal employment will be added to that. Because you have at least 30 years of substantial earnings under Social Security, you won’t be subject to the windfall elimination provision.

Source: Reg Jones, FederalTimes.com - January 9, 2014

This posting is presented for informational purposes only and does not represent legal or financial guidance. Any opinions or interpretations presented are either those of the original author or, in the case of articles authored by the AMAC Foundation, are the opinions of AMAC Foundation staff, originally trained and accredited by the National Social Security Association (NSSA) and certified via the AMAC Foundation. Any links included in the article are valid on the posted date; socialsecurityreport.org cannot guarantee the duration of the links’ validity. NSSA and the AMAC Foundation and its staff are not affiliated with or endorsed by the Social Security Administration or any other governmental entity. To submit a question, visit our website (https://amacfoundation.org/services/) or email us at ssadvisor@amacfoundation.org. Because we are a non-profit organization, there is no charge for these services.

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