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Social Security and You: When maximizing really minimizes
I thought I was done, at least for a while, writing columns about Social Security maximizing strategies. But as I’ve pointed out in past columns, probably 80 percent of the emails I get from my readers have to do with this topic du jour of the baby boomer crowd. So, obviously, there is still a lot of interest, and even more so, a lot of confusion. Before I get into the email that prompted today’s column, I’m going to once again give a quick primer on the two primary strategies: “file and suspend” and “file and restrict.” The first term is commonplace. The second is sometimes called “restrict the scope of an application.” Read more…