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2025 “IRMAA” Brackets (the “Income-Related Monthly Adjustment Amount” to your Medicare premiums) - Serving thos who Serve
“IRMAA” – the Income-Related Monthly Adjustment Amount – affects higher-income retirees on Medicare. It essentially adds an additional amount to the standard Medicare Part B and Part D premiums for those whose income exceeds certain levels. The income levels are based on your IRS tax filing status, and are different for those who file income tax as a single vs. filing “married/jointly.”
The IRMAA brackets (income levels) are based on inflation and can go up each year, but it’s important to know that the current year’s Medicare premiums will be based on your combined income (from all sources) from two years ago. This “Serving those who Served” article by Katelyn Murry is specifically targeted to Federal employees and retirees, but the content applies to all those on Medicare. Thus, the IRMAA brackets shown in the article are effective for everyone on Medicare and, if they are exceeded, you will pay more than the standard monthly Part B premium of $185 for your Medicare coverage, and your Part D prescription drug coverage will also be more expensive. Click here to read Katelyn Murray’s article about the 2025 IRMAA.