Latest News
Improving Customer Service at SSA
Improving customer service and the entire beneficiary experience is definitely a priority for the new Commissioner of the Social Security Administration. And that priority was once again emphasized in the recent announcements about changes to SSA’s operating procedures, designed to…
What do you fear more – Dying or running out of money in retirement?
According to a recent survey of retired seniors, most of us fear running out of money during retirement much more than we fear death! A somewhat stunning 67% of seniors worry more about their financial security than any other issue…
A “Silver Lining” on the horizon for Social Security Beneficiaries?
Lord knows, good news about Social Security is always welcome! Because we so often hear about dark financial clouds hovering over the nation’s most important senior benefit program, positive information is always welcome. And this is the time of the…
I waited until 70 to claim my Social Security benefits. Should I take the six months of retroactive benefits SS is offering me?
That lump sum can sound like a really good idea to take! However, it comes at a cost. If you have a full retirement age (FRA) of 67 and delay taking your Social Security benefits until age 70, you have…
Will working beyond my FRA increase my Social Security benefit?
Once you reach your full retirement age (FRA), you can earn unlimited wages and collect 100% of your Social Security benefits. However, continued employment may not necessarily increase your Social Security benefits. Many seniors continue working beyond their FRA because…
Ex-Spouses May Be Eligible for Social Security Benefits on Their Ex-Spouse
Divorce can be upsetting emotionally and financially, but divorce does not necessarily mean you lose access to benefits on your ex-spouse’s Social Security record, even if they remarry. You may still be eligible for a spousal or survivor benefit if…
Some Things to Consider About Starting Social Security When Planning for Retirement
Retirement planning requires careful consideration, especially when you have other sources of retirement income. If you have other taxable income, your Social Security benefits will most likely be taxable as well, and up to 85% of those benefits can be…
Social Security is Making It Easier to Enroll Newborns in Trump Accounts
Starting the week of July 13, the Social Security Administration (SSA) will update its guidance for hospitals to include information on Trump Account enrollment. The SSA will also help states modify existing hospital forms for parents to apply for Social…
No, Illegal Immigrants cannot receive Social Security, but Legal Green Card Holders Can
There tends to be a lot of confusion about this. Some people tend to believe that illegal immigrants can receive Social Security benefits, but they cannot. Only immigrants who enter this country legally and have a valid green card allowing…
Beware of IRMAA When Selling Your Home
IRMAA stands for Income-Related Monthly Adjustment Amount. It is an increase in your Medicare Part B and Part D premiums based on your income. The standard Medicare Part B premium for 2026 is $202.90; however, it can rise to $689.90…