Latest News
A Quick Reminder…New Social Security Login Goes Into Effect soon
The alert has been sounded often over the past several weeks… an account access procedure is coming soon for mySSA accounts created before September 18, 2021. The details are explained in a reminder article posted today on https://www.kiplinger.com by Personal…
Beyond the Long-Term Solvency Issue, There are Other Threats Facing Social Security
America’s Social Security System has experienced some disruptive events in the recent past, several of which have caused considerable anxiety for the public and especially for future beneficiaries. Four major disturbances are described in a post on Nasdaq.com written by…
Worst-Case Scenario Planning is Becoming More Prevalent
Gallup polling some months ago suggested that almost half of non-retirees have become skeptical about the existence of Social Security in their future. Despite the unrealistic belief that the program will disappear completely, many engaged in long-range financial planning have…
Although Increasing, Inflation Remains a Serious Concern for Seniors
You’ve probably seen a range of news accounts suggesting that the cost-of-living adjustment for 2025 will be a bit lower than the increases of the past few years. That projection, of course, is the mathematical effect of the consumer price…
Basics for Everyone Participating in Social Security
Although most of the basic rules and regulations associated with Social Security have been covered in the many searchable articles on this site, a post by VIBUS contributor Fran Candelera brings together “10 things Americans need to know about retirement…
A Summary of the 2024 Social Security Trustees Report
The 2024 edition of the Social Security Trustees Report–an eagerly awaited annual publication–brought with it a kind of mixed message. First, the projected date of full, combined trust fund depletion was moved back a year to 2035, an update that…
Real-Life Scams in Action
The scammers and fraudsters are continuing their relentless assault on the general population, and many of their targets are Social Security and Medicare beneficiaries. While we strive to keep all our readers current on trends in the murky world of…
“Retirement Preparedness” Is a Growing Concern for Gen Xers
With all this chatter about Social Security’s long-term solvency, and with concerns ranging from reduced benefits to no benefits at all, it’s no wonder that younger workers are developing bleak perspectives on how comfortable their “golden years” will be. Fueling…
Online Social Security Account Holders, Listen Up!
Social Security Administration (SSA) officials have been alerting mySSA holders who registered their account more than four years ago that they’ll need to change their log-in procedure. The alert comes with a header noting “”Important Changes to Access Your Social…
Understanding Cost-of-Living Adjustments
The annual Social Security cost-of-living adjustment (COLA) process is a component of the program generally understood by most current and future beneficiaries. The premise that COLA reflects inflation is part of this general understanding, of course, but the mechanics may…