Waiting only makes the changes larger and more difficult

The Congressional Budget Office (CBO) regularly publishes reports presenting its baseline projections of what the federal budget and the economy would look like in the current year and over the next 10 years if laws governing taxes and spending generally…

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Data Breaches and Social Security

A Complex Online World It’s a complex electronic world we live in today, with nearly all organizations transitioning rapidly to online services. We are often encouraged to do our banking, manage our investments, renew our licenses, and pay our monthly…

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The Social Security Conundrum

It should be no secret to anyone who stays abreast of the news these days, Social Security – the nation’s primary program to avoid poverty in our senior years – will soon be facing a financial crisis! According to the…

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What is the Social Security Administration?

That’s not meant as a trite question – the Social Security Administration (SSA) actually does much more than you may think! The SSA handles monthly payments to well over 53 million retirees, spouses, and survivors. But did you know that…

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The Social Security Full Retirement Age – U.S., compared to other countries.

In this time of uncertainty about the financial stability of our U.S. Social Security program – especially its ability to meet its long term financial obligations – included in the various reform proposals is the concept of raising the U.S.…

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“Ask Rusty – My Friend is 65; shouldn’t she be exempt from Medicare payroll taxes?”

Dear Rusty:  My girlfriend is 65 and she just enrolled in Medicare. She is still working full time as a nurse, but they are still deducting Medicare taxes from her paycheck. I thought as soon as you started Medicare, that…

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