Social Security Legends, Lies, and Misunderstandings

It never ceases to amaze me how some legends and myths grow over time, to the point that they are viewed as true, regardless of how inaccurate they might be.  “Repetition does not transform a lie into a truth”[1] The…

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Demystifying Social Security for Couples

For a couple, developing a Social Security (SS) claiming strategy can be challenging because there are several key factors which, together, influence the best claiming option for each partner. Those key factors are: ● Personal benefit disparity (difference between each…

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Bad News for Social Security Beneficiaries?

This article, though somewhat pessimistic, suggests that Social Security is on a collision course with insolvency in the very near future. And if you regularly read articles published on this website, you are already aware of that dilemma – the…

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Demystifying When to Claim Social Security Retirement Benefits

Claiming Window is 8 Years Long Perched high on our list of Frequently Asked Questions is this: “When should I claim my Social Security retirement benefits?” That’s not surprising, since there is an 8 year window, starting at age 62…

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Social Security is Going to A National System

The Social Security Administration (SSA) is moving away from its usual local handling of cases to a national workload system. This will allow claims and service requests to be handled by any field office nationwide. SSA is attempting to do…

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“Ask Rusty – When Will I Get Full Credit for Delaying my SS Retirement?”

Dear Rusty: The time is nearing that I want to move from my current Social Security survivor benefit to my own SS retirement benefit at 70 years of age. I have been looking more deeply into the application of Delayed…

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