Will the Social Security Earnings Test Go Away?

Addressing an issue which has been a topic of Congressional discussion for quite some time, a legislative proposal known as the 2026 Senior Citizen Freedom to Work Act proposes to eliminate the penalty for those who exceed certain income limits…

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Social Security Survivor Benefits Should Be Part of Your Retirement Planning

The death of a loved one is traumatic. No question about that. And for those dependent on the deceased for financial support, the aftermath can prove devastating. Social Security survivor benefits are a crucial safety net for families, so understanding…

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Eliminating the Taxable Maximum: An Easy Fix for Social Security? You decide.

During the early months of every year, Social Security solvency conversations frequently single out the provision that exempts wages above a limit—referred to as the taxable maximum—from the FICA/SECA[1] tax assessment. That assessment alone provides more than 90% of the…

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Social Security Solvency News: Cassidy-Kaine “Big Idea” Draws Fire

The issue of Social Security’s rapidly approaching financial disaster–the full depletion of trust fund reserves and the benefit reduction to follow–is (finally) getting increased attention. Many organizations are weighing in with proposals to address the insolvency problem, and lawmakers are…

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Concerns About Social Security Instability Fuel Drop in Retirement Confidence

Given the steadily rising media attention to Social Security’s looming insolvency, it should come as no surprise that workers–and even more so, retirees–are expressing growing anxiety about their ability to manage finances in retirement. A recent study by the Employee…

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“Dear Rusty – I Want to do Everything Right When I Claim Social Security”

Dear Rusty: I will be 62 in two years. I plan on signing up for SS at age 62, but I have heard there are details that are important when signing up. When it comes time, I want to make…

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