Social Security’s Full Retirement Age (FRA) 

Once upon a time, there was no mystery about Social Security’s full retirement age – everyone received their full benefit if they claimed at 65 years of age, the age set when the program was first enacted in 1935. But way back in…

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The Role of Life Expectancy in Retirement Decisions

Right now is a good time to focus on an important question which affects your future – When should I take my Social Security benefits?  While there are a number of factors to consider when making that decision, don’t overlook…

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The Clock is Ticking for Social Security Solvency

Lest we forget, this article provides an excellent treatise about Social Security’s looming financial issues, now forecast to come to pass in about six short years. Don’t panic! That doesn’t mean that Social Security is going away (as in “bankrupt)…

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Social Security: The Mystery of Spousal Benefits

Some things appear to be a “riddle, wrapped in a mystery, inside an enigma”[1], and that certainly seems an apt description of Social Security spousal benefits. Here at the AMAC Foundation’s Social Security Advisory Service, questions about spousal benefits make…

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Straight Talk about Social Security 

Since its 2016 formation, the AMAC Foundation Social Security Advisory Service has answered thousands of questions from those seeking guidance with their Social Security options. Most of the questions have been about personal benefit options (when to claim Social Security and questions about…

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“Ask Rusty – About Social Security’s “First Year Rule” and Withdrawing from SS”

Dear Rusty:  I am 63 years old, and about to apply for my Social Security benefits. I am self-employed but only working part time. I know about Social Security’s annual earnings limit but recently I learned I must also be…

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