Rep. Larson Reiterates Need for New COLA Measurement

In a statement following the Social Security Administration’s announcement of a 1.6% cost-of-living adjustment (COLA) for beneficiaries beginning in January 2010, Rep. John B. Larson (CT-01) acknowledged that the current process for adjusting benefits is inadequate in comparison to the…

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The Retirement Savings Dilemma: Some Possible Causes

Saving money isn’t easy under any circumstances, and saving for retirement is even more difficult. It seems so far away, and other factors just keep getting in the way. Many folks tend to lean toward excuses that explain why they…

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Social Security and Taxes: How Well do you Understand the Relationship?

In yesterday’s Headline post on this site, we made a glancing comment about the taxation of Social Security benefits. Referring to this often unexpected situation as “double taxation,” we linked to an article describing how federal (and state) taxes are levied…

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A Quick Update for Those Approaching Social Security Eligibility

For anyone on the cusp of Social Security eligibility, there are several basic program characteristics that need to be understood. Having a clear perspective on these program fundamentals will help prepare new beneficiaries for the road ahead, from an understanding of…

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“Fixing” Social Security–Understanding the “Raise the Cap” Approach

You’ve heard it before, and you’ll hear it again: “Just eliminate the Social Security payroll tax cap and the solvency problem goes away.” In fact, you’re hearing it right now via deliberations on HR-860, “The Social Security 2100 Act” now…

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“Ask Rusty – Understanding the Family Maximum”

Dear Rusty: My husband passed away when our children were 3 and 5 years old. I received benefits for myself, our two children and my 14-year-old son from a previous relationship. When my 14-year-old son turned 18, the amount he…

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