The Case for Lifetime Income

Although retirement savings have grown, most systems still leave individuals to manage the risk of outspending or outliving their savings on their own, according to the “The Case for Lifetime Income” research paper by the Prudential/Global Aging Institute. “Retirement security…

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Is a cap on Social Security benefits the answer

The Committee for a Responsible Federal Budget (CRFB), a nonprofit organization dedicated to educating the public on issues related to significant fiscal policy, has published a white paper calling for legislation to limit the highest payouts to wealthy beneficiaries in…

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Is claiming Social Security 65 right for you

You can apply for Social Security retirement benefits starting at age 62, with the option to delay until age 70 to increase your monthly payments. Filing at age 62 results in a permanent reduction of your monthly benefit compared to…

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Demystifying When to Claim Social Security Retirement Benefits 

Claiming Window is 8 Years Long  Perched high on our list of Frequently Asked Questions is this: “When should I claim my Social Security retirement benefits?” That’s not surprising, since there is an 8 year window, starting at age 62 and ending at age…

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A Resource for You; A Mission for Us

Every story begins with a vision. And almost every vision begins by recognizing a problem that needs fixing.  Such is the case with this story – one of a problem recognized some years ago, which resulted in a vision, which…

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“Ask Rusty – Must I Set Up a Social Security Account to Enroll in Medicare?”

Dear Rusty:  I turn 65 this November 2026. Someone told me I need to set up a Social Security account at least 3 months ahead of time before applying for Medicare for the first time. I do not intend to…

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