Demystifying Social Security for Couples

For a couple, developing a Social Security (SS) claiming strategy can be challenging because there are several key factors which, together, influence the best claiming option for each partner. Those key factors are: ● Personal benefit disparity (difference between each…

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Bad News for Social Security Beneficiaries?

This article, though somewhat pessimistic, suggests that Social Security is on a collision course with insolvency in the very near future. And if you regularly read articles published on this website, you are already aware of that dilemma – the…

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Demystifying When to Claim Social Security Retirement Benefits

Claiming Window is 8 Years Long Perched high on our list of Frequently Asked Questions is this: “When should I claim my Social Security retirement benefits?” That’s not surprising, since there is an 8 year window, starting at age 62…

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Social Security is Going to A National System

The Social Security Administration (SSA) is moving away from its usual local handling of cases to a national workload system. This will allow claims and service requests to be handled by any field office nationwide. SSA is attempting to do…

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Social Security is Going National March 7th

On March 7th, 2026, Social Security will introduce a National Appointment Scheduling Calendar (NASC) and National Workload Management (NWLM) platform. Even though Social Security is a federal program, its customer service has been more locally based. With the change, instead…

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“Ask Rusty – When Will I Get Full Credit for Delaying my SS Retirement?”

Dear Rusty: The time is nearing that I want to move from my current Social Security survivor benefit to my own SS retirement benefit at 70 years of age. I have been looking more deeply into the application of Delayed…

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