Headlines

Dem’s Social Security 2100 bill: big on taxes; small on reform

The Social Security 2100 Act was introduced in Congress last month with great fanfare, and about 200 Democrats quickly lined up as co-sponsors for the bill, authored by the new Democratic Chairman of the House Committee on Social Security. But, according…

Using Medicare’s preventive healthcare services

Medicare is, of course, the premier plan for senior healthcare services and, like all Americans, seniors can stay fit by living a healthy lifestyle.  But Medicare beneficiaries have an additional healthcare advantage because many preventive care services are 100% covered by Medicare…

Taking retroactive Social Security will have consequences

Once you pass your full retirement age, delaying your Social Security claim will allow you to earn Delayed Retirement Credits of 2/3rds of 1% per month of delay, meaning you’ll get a higher benefit for when you finally claim.. Social Security…

Want a bigger Social Security payment? Simply wait to claim

So who wouldn’t want to collect up to $5,600 per year more in Social Security benefits?  Not many, for sure. Yet, by far the majority of people claim benefits much earlier than they truly need to, resulting in a benefit…

Will reelecting Trump mean prioritizing Social Security reform?

After many years of Congress kicking the Social Security can down the road, could Donald Trump’s reelection mean that Social Security reform could actually become a priority after the next election cycle? Well, according to at least one pundit, that’s…

Three effective strategies to make the progress of saving for retirement less painful

More than one in five (21 percent) of working Americans don’t save any of their annual income and only 20 percent save five percent or less of what they make according to a new survey from Bankrate.com. Experts recommended earmarking…

Key questions you must answer if you are thinking of retiring this year

The more prepared you are going into retirement, the more rewarding it’s likely to be. There are many factors that go into retirement, from Social Security to savings to healthcare to logistics, therefore, there are many things to think through…

Retirement planning is different for women

Women are the primary breadwinners in 40 percent of U.S. households, and control $14 trillion of the nation’s personal wealth – a number that is on the rise. However, women historically have let men plan for retirement, but that is…

Spousal benefits are a valuable source of retirement income for millions

Social Security pays a combined total of $1.8 billion in spousal benefits every month. More than 2.4 million Americans collect these valuable benefits, but many people won’t qualify for them and the amount paid in benefits will vary significantly among…

The barrier to early retirement

Many Americans dream of retiring early but not everyone gets to realize that dream. According to a new TD Ameritrade survey, Americans identify healthcare expenses as their primary barrier to early retirement. Among the survey of U.S. adults age 45…

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