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What a typical couple’s retirement really costs

Based on federal data, a typical American couple aged 65 or older needs about $1.16 million saved to retire comfortably.  According to an analysis by Investopedia, the nest egg a couple needs ranges from $800,000 to about $1.33 million, depending…

The Value of Social Security Knowledge

Here at the AMAC Foundation[1], we are keenly aware that knowledge about Social Security will help everyone choose a course of action which is best for their financial wellbeing.  At times, it is someone who is looking ahead to retirement…

Today is Social Security’s 91st Birthday!

Although this article is titled somewhat pessimistically (will this be one of Social Security’s “last birthdays”), it includes an analysis by the Committee for a Responsible Federal Budget (CRFB) which is actually a very comprehensive evaluation of the financial issues…

An Important Question: When to Claim Social Security?

About 25 million American’s are between age 55 and 62, meaning that most in that age group are contemplating a very important decision they will soon need to make. As they approach Social Security’s “early eligibility age” (age 62), most…

Understanding Social Security’s “dual entitlement” rule for Spouse and Survivor Benefits

Here at the AMAC Foundation’s Social Security Advisory Service, we get thousands of Social Security and Medicare enrollment questions each year, either to our national call center (1-800-750-2622) or via email to SSadvisor@amacfoundation.org. We answer all questions promptly and without…

The Clock is Ticking for Social Security and time is running out!

“It has finally become clear that Congress has run out of easy options—and it never had many to begin with.” These are words from this excellent Epoch Times article by Jay Rogers, explaining that simply increasing taxes alone (as some in Congress…

Social Security Disability Misunderstandings

Be Cautious When Seeking Social Security Advice Social Security is a very complex program. With over 70 million American’s receiving monthly benefits and millions more on the cusp of receiving, many are confused about how this incredibly important benefit program…

Deciding when to claim Social Security benefits is a choice that will impact the rest of your life.

Starting Social Security benefits is an important decision. Consider all relevant factors, particularly your life expectancy. While no one can predict their lifespan, reviewing your family history may provide helpful insight. Average life expectancy continues to rise, and current data…

Clarifying Social Security Terminology

There is little doubt that Social Security uses many different terms and jargon describing who is eligible for benefits, and when they might claim those benefits earned from a lifetime of working. If you need an example of the myriad…

SSI Address Change Service Enhancements

Date: Wednesday, August 5, 2026 Dear Colleague, As part of our ongoing commitment to improving how we serve the American public, we recently announced an enhanced call-routing process for people applying for survivor benefits. To better support Supplemental Security Income (SSI) recipients,…

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