Q & A

Ask Rusty – How Can I Find out What I’ve Contributed to Social Security?

Dear Rusty: I have a simple question (I think). How do I find out how much I have paid into Social Security over the years? Signed: Curious Senior Citizen

Ask Rusty – What Happens if Social Security Runs Out of Money to Pay Benefits?

Social Security's financial plight is raising concerns among vulnerable Americans, as evidenced by this reader's communication.

Ask Rusty – My Brother Died on December 23rd – Does he Get Social Security for December?

How Social Security handles benefit payments when someone dies?

Ask Rusty – Did I Understand you right - I won’t get all my SS benefits immediately?

Ask Rusty – Did I understand you right? I won’t get all my SS benefits immediately?

Does a Veteran Who Uses VA Healthcare Need Medicare at Age 65?

The question I’m not yet old enough, but must I enroll in Medicare at Age 65? I am a disabled military veteran with VA benefits, so must I still take Medicare when I turn 65? — Disabled Veteran Dear Disabled Veteran: First, please accept my gratitude for your military service to our country. And please […]

Is My Daughter Making a Bad Decision? - Claiming Widow's Benefits Early

Should a widow claim Social Security benefits at 62 while she’s still working, or wait? Rusty explains how early-claim reductions, Social Security’s earnings limit, and taxes can affect the decision.

Ask Rusty – I’m Reevaluating My Retirement Plan; What are my Options?

At 69½, is it better to keep working, suspend Social Security, or withdraw an application altogether? Rusty explains the options, how delayed retirement credits work, and what each choice could mean for future benefits.

When Will Congress Repay Social Security Money Taken Years Ago?

This is a short summary of the article for Google

Ask Rusty – Must I Enroll in Medicare at Age 65?

Dear Rusty:  I will be turning 65 next month, I am currently retired and I am not on Social Security. My question is; Is there anything I have to do, if I don’t want Medicare? I am on my wife’s…

Ask Rusty – Why change Social Security now? It’s a working “Ponzi Scam”

Dear Rusty: Maybe everybody has the same reaction that I do to Social Security insolvency. I do not understand a system that has been basically run like a Ponzi Scam since its Inception; why have you decided (in 2026-2027) that…

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