Q & A

Ask Rusty – What Are My Wife’s Benefits While I’m Living and as My Widow?

Dear Rusty: I will be 70 in January and my wife will be 65 in February, at which time we will both go on Medicare. I am currently working, and my approximate Social Security benefit will be around $2,900. My…

Ask Rusty – Do My Canadian Earnings Count Toward U.S. Social Security?

Dear Rusty: I am a 62 year old Canadian holding a green card and I have lived in the US for nearly twenty-three years. For 19 years prior I contributed to the Canada Pension Plan (CPP) which is the equivalent…

Ask Rusty – How Do We Apply for My Wife’s Spousal Benefit?

Dear Rusty: I am 70 years old and just started receiving my Social Security benefits about 4 months ago and I get close to $3700 per month. My wife is 65 years old and worked sporadically over the years so…

Ask Rusty – I’m 78 and Still Working; Should I Apply for Social Security?

Dear Rusty: I am 78, still working, have a good healthcare plan and I make a nice salary. Can I still get my Social Security check since I paid into it all these years? Signed: Still Working in My 70s…

Ask Rusty – What Do My Wife, and my Ex-wife, Get If I Die?

Dear Rusty: I am a 77 year old married male. I am retired and started drawing Social Security at age 66, and my monthly amount is a little over $3,000. My present wife is 52 and employed, and we have…

Ask Rusty – About Working While Collecting Early Benefits

Dear Rusty: How much would be withheld from my social security benefits? I am 62 and can claim about $1,900 a month now. I’m still working, making about $75K per year. How much of my benefits would I get? What…

Ask Rusty – I’m Getting Spouse Benefits – What Happens to My Own?

Dear Rusty:  I was born in late 1951. When I retired 5 years ago, I was made aware that my own Social Security benefit was less than half of my husband’s SS Benefit. So, I chose to take half of…

Ask Rusty – Will Claiming Early Affect My Wife’s Survivor Benefit?

Dear Rusty: My wife will be turning 62 and eligible to collect Social Security this year. We realize it will be a reduced amount. I am 52 and have been the sole income earner for most of the last 20…

Ask Rusty – How Does Social Security Disability Work with Private Disability Insurance?

Dear Rusty: If someone is collecting long-term disability through their company and the company states the employee also must apply through Social Security, how does this work? Does the amount of Social Security decrease from the amount that the person…

Ask Rusty – I’m A Widower With 3 Minor Children – What About Social Security?

Dear Rusty: My wife passed away a few days ago and I have three children – ages 15, 11, and 10. Is there anything I need to do? Signed: Suddenly Widowed Dear Suddenly Widowed: We are so sorry to hear…

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