Q & A

Ask Rusty – Will My Husband’s Income Affect My Benefits?

Dear Rusty:  Since it looks like a good option for me to retire at 62 and my husband (who is younger than me) to retire at 67, will the income he makes after I retire affect my benefit amount by…

Ask Rusty – When Will My Earnings Not Hurt My Social Security Benefits?

Dear Rusty: I will turn 66 in June of next year. I do not plan to stop working but I do plan on starting to collect my Social Security. How soon can I start to collect without having to give…

Ask Rusty – Confused About Survivor Benefits

Dear Rusty: My husband passed away in 2013 just a few days short of his 63rd birthday. I was 56 at the time and when I went into the Social Security office to notify them of his death I was…

Ask Rusty – Paying Income Taxes on Social Security Benefits

Dear Rusty:  I understand that after I reach full retirement age, I no longer have a limit on how much I earn. I retired one year early (65), and am now 76, but I am still being taxed on a…

Ask Rusty – About Medicare and Social Security

Dear Rusty: I know that when a person turns 65 he or she must enroll in Medicare. I have been informed that the charge for this would be deducted from the Social Security benefit, if it has been claimed. Otherwise,…

Ask Rusty – How Is My Benefit Amount Determined?

Dear Rusty: I am 60 years old. I have worked full time since age 22. I am thinking about working part-time ages 62-65. When I start collecting my social security benefit sometime after age 65, will my monthly amount be…

Ask Rusty – About Survivor Benefits

Dear Rusty: I am looking for information on my benefits. I am 60 years and 5 months old, and still employed. My spouse died in 2017 and would have been 61 years and 9 months old on July 31, 2019.…

Ask Rusty – State Pension May Eliminate Survivor Benefit

Dear Rusty: Please validate or negate this dreadful information: My husband and I are recently retired and living on our combined retirement plans. I was told that when my husband dies, I will NOT be allowed to draw ANY of…

Ask Rusty – About Collecting Spouse Benefits or Disability

Dear Rusty: My wife will be 62 in a few months and I’m still working (I am 59). Can my wife get any Social Security if I’m not yet retired? She’s short quarters for her own Social Security from when…

Ask Rusty – Will Social Security Go Bust?

Dear Rusty: I’m always hearing rumors of Social Security imploding – of people my age getting benefits but not the younger as they have time to do something else. I wonder if I file in December for 50% of my…

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