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3 “Must Dos” Before You Claim Social Security

Social Security is a critical source of income during retirement.  Before signing up for benefits, Maurie Backman of The Motley Fool suggests folks first commit their full retirement age to memory.  Only 26% of Americans could correctly identify that age according to a recent Fidelity survey.  Second, folks should understand the implications of filing early, namely significantly lower monthly payments for life.  Third, folks should make their start date only after consulting with their spouse, if married, as spousal benefits are a whole different ball game.  Read the full article here.

The AMAC Foundation offers a free-to-the-public advisory service to all folks ageing into–or already in–Social Security. This service provides guidance in understanding the complexities of Social Security and the myriad rules and regulations associated with the process for claiming benefits, with NSSA-Certified Social Security Advisors available via email or telephone to discuss options. Learn more about this service via the Foundation’s website.



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