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5 Little-Known Roth IRA Tax Considerations
Is it better to save for retirement in a Roth IRA or a traditional IRA? Spend a little time researching this question, and you’ll learn an interesting mathematical truth: If your tax rate is the same when you make contributions as it will be in retirement, there’s no difference between a Roth and traditional IRA (or 401(k) for that matter).This mathematical truth leads to a quandary: How can we possibly know today what the tax rates will be decades from now? We can’t. Not only is the tax code likely to change, but our income levels are likely to change…Read More
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