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Making the nest egg last
Just one in five retirement-age Americans is able to pass a basic test on how to make a nest egg last through retirement, if the results of a recent survey are any indication. For example, the “4 percent rule” – considered a conventionally safe rate of withdrawal from your retirement funds – is a mystery to seven in 10 Americans, the survey conducted by the American College of Financial Services in Bryn Mawr suggests. Sixteen percent of respondents said it was safe to withdraw 6 percent or even 8 percent of their retirement money per year, the survey found. Read more…
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