The most frequently asked question: When should I start Social Security benefits?
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Advice abounds on when to begin collecting Social Security, with some saying to take it as soon as you can, and others saying wait as long as you can. The reality is that there is no simple answer, because it always depends upon your personal situation as you approach that decision making age. In some cases it makes the most sense to start benefits right away, even though your payments will be less than they could otherwise be. In other cases, your best choice might be to wait until you’re 70 years old, and still others might find that somewhere in between is the right way to go. This Motley Fool article by Todd Campbell explores the question of “when is it best to claim?”. Click here to read more.
If you’re unsure about how these basics apply to you, or if you have any questions about your individual situation under Social Security, note that the AMAC Foundation provides a free-to-the-public service to help Americans navigate the complexities of this program. Learn more about it here…