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Boomers and Retirement–The Mortgage Is Often Still on the Books

Surprisingly (or maybe not?) a large segment of the Baby Boom cohort is rolling into retirement still carrying housing debt. According to some officials, there is concern that the prevalence of this situation has the potential to “compromise their retirement security. Carrying mortgage debt could expand housing affordability problems, crimp essential spending in other areas, limit the accumulation of housing wealth, and raise seniors’ exposure to foreclosure.” Read an analysis of the situation by financial writer Jann Swanson posted on mortgagenewsdaily.com here..

 

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