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An Interesting Perspective on How to Fix the Social Security Solvency Problem

Dan Caplinger, writing in a post on www.fool.com, advances the argument that increasing the Full Retirement Age (FRA), or perhaps indexing it to longevity projections, could be a viable approach to at least partically resolving the program’s impending solvency crisis. With today’s life expectancies far exceeding those of the period when Social Security was designed, Caplinger suggests that shortening the number of years to draw benefits would reduce the program’s outflow, while at the same time producing an incentive for saving for retirement. Read his article here…

 

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