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What Americans don’t understand about Social Security

What do Americans understand about Social Security?  Not as much as they should, according to this piece by Levi Leidy first published on GoBankingRates.com.  A majority of Americans don’t know when they can start claiming benefits, though most did know about what the average Social Security benefit is.  Older respondents fared better in the survey, and men and women were fairly equal in their knowledge.  A troubling figure, though, given the looming insolvency crisis, is the over 20% that said benefits will not run out.  To read the full article, click here.

The Association of Mature American Citizens (AMAC) believes Social Security must be preserved and modernized.  This can be achieved by making modest changes in cost of living adjustments and the retirement age, with no additional taxes on workers.  AMAC advocates for a bipartisan compromise, “The Social Security Guarantee Act,” taking selected portions of bills introduced by former Rep. Johnson (R-TX) and current Rep. Larson (D-CT) and merging them with the Association’s own well researched ideas.  One component is Social Security PLUS, a new, voluntary plan that would allow all earners to have more income available at retirement.  This component is intended to appeal especially to younger workers.  AMAC is resolute in its mission that Social Security be preserved and modernized and has gotten the attention of lawmakers in DC, meeting with a great many congressional offices and their staffs over the past several years.  Read AMAC’s plan here.

 

 

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