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5 Ways to Score a Higher Social Security Paycheck
Christy Bieber points out that savings and income from Social Security will make up most people’s two pillars in retirement. She suggests five things one can do to maximize Social Security income. 1. Climb the career ladder, as 35 years are used to calculate benefits; 2. Work for longer, as extra years beyond 35 will replace lower income years; 3. Claim your benefits late, as waiting until age 70 yields the maximum possible benefit; 4. Develop a claiming strategy with your spouse; 5. Claim all the benefits you can, which might include SSI. Full piece here.
The AMAC Foundation offers a free-to-the-public advisory service to all folks ageing into–or already in–Social Security. This service provides guidance in understanding the complexities of Social Security and the myriad rules and regulations associated with the process for claiming benefits, with NSSA-Certified Social Security Advisors available via email or telephone to discuss options. Learn more about this service via the Foundation’s website.