Do You Get The Maximum Social Security Benefit? - Motley Fool

You probably don’t get the maximum monthly Social Security benefit. or anywhere near it, because it is somewhat of a theoretical number. That maximum benefit is only possible if your lifetime earnings for at least 35 years were more than each year’s annual payroll tax cap, a goal few can achieve. It’s much more likely that you’re closer to the average Social Security benefit, which is $1,661 in 2022, and that is only about 40% of the maximum possible monthly amount. That’s not necessarily a bad thing, but who among us doesn’t wish to get the most possible from Social Security? And that’s what this Motley Fool article by Kailey Hagan offers – three strategies for boosting your Social Security benefit. Click here to read more.

Also, if you’re unsure about how these basics apply to you, or if you have any questions about your individual situation under Social Security, note that the AMAC Foundation provides a free-to-the-public service to help Americans navigate the complexities of this program. Learn more about it here…

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