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Turning 65 while getting early “Disability Medicare” - U.S. News & World Report
Most folks know that age 65 is when you should enroll in Medicare, and that is the predominant age at which a majority of people enroll in the nation’s primary healthcare program for seniors. But what you may not know is that Medicare is also available to those under age 65 who are collecting Social Security Disability Insurance (SSDI) benefits. Medicare isn’t immediately available to younger workers on SSDI – there is normally a 24 month waiting period before an SSDI beneficiary can enroll – but thereafter Medicare provides an important safety net for disabled workers under 65 years of age. The question then becomes: what happens when a disabled person enrolled in early Medicare turns 65? And the answer is, essentially, nothing – they just continue with their normal Medicare coverage – but they may given additional flexibility for supplemental coverage (that which covers what Medicare doesn’t). This U.S. News & World Report article by Memorial Sloan Kettering author Elaine K. Howley provides great insight into what happens when someone collecting early Medicare turns 65 years of age. Click here to read more.