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A question to “Ask Larry”: When should I start my benefits?

In this nationally syndicated “Ask Larry” article appearing in Forbes magazine, columnist Laurence Kotlikoff answers a question from a woman whose husband has a pension from an employer who did not participate in the Social Security program. The woman is seeking advice on whether she should collect benefits on her husband’s record or if he should claim benefits on her record instead. Larry explains her options, including filing a “restricted application” to collect only spousal benefits until her own benefit maximizes at age 70.  Click here to read more.

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