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A Social Security Primer for Spouses

Safely ensconced near the top of the list of most frequently asked Social Security questions fielded by The AMAC Foundation’s Social Security Advisory service is the category of spousal benefits, and that includes benefits for married spouses, as well as for ex-spouses. But, except for one very minor exception, the common denominator for all spouse benefits is this: you must take all Social Security benefits available to you when you claim - you cannot separate spousal benefits from your own SS retirement benefit. The complexities of spousal benefits are well explained in this article by Tom Margenau appearing at The Dallas Morning News. Click here to read more.

This posting is presented for informational purposes only and does not represent legal or financial guidance. Any opinions or interpretations presented are either those of the original author or, in the case of articles authored by the AMAC Foundation, are the opinions of AMAC Foundation staff, originally trained and accredited by the National Social Security Association (NSSA) and certified via the AMAC Foundation. Any links included in the article are valid on the posted date; socialsecurityreport.org cannot guarantee the duration of the links’ validity. NSSA and the AMAC Foundation and its staff are not affiliated with or endorsed by the Social Security Administration or any other governmental entity. To submit a question, visit our website (https://amacfoundation.org/services/) or email us at ssadvisor@amacfoundation.org. Because we are a non-profit organization, there is no charge for these services.

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