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Answers to your Social Security questions

Social Security is like a big pension plan that covers all U.S. citizens who have worked during their lifetimes, as well as their spouses (including widowed and former spouses). The amount of your benefit—which is calculated as a yearly amount but is paid monthly—depends on the number of years you (or your spouse) worked and the amount of Social Security taxes you paid during your career (which was based on how much you earned each year). Payment amounts are adjusted for inflation, so their purchasing power will remain constant throughout your retirement. Social Security provides a baseline of guaranteed income that helps many people meet their essential expenses. Read more…

 

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