Are you overlooking a Roth IRA? - The Motley Fool

While retirement planning is different for everyone, there is one fundamental aspect that consistently factors into all plans: retirement savings. Although less than 25 percent of employees use an employer-sponsor 401(k) plan, if you are looking for a different retirement savings tool, you might look into opening a Roth IRA. A Roth IRA is an individual retirement account that you contribute to outside your workplace plan and from which you can make tax-free withdrawals if you meet certain requirements. Justin Pope explains the one retirement savings tool you wish you had known about sooner. Read Mr. Pope’s article here…

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