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Are You Ready to Claim Social Security in 2021?

Every year, millions of Americans become eligible to claim the Social Security benefits they’ve earned from a lifetime of working. But, becoming eligible to claim (at age 62) is a far different thing than actually being ready to claim. In this article, Kailey Hagan offers several signs which may indicate you’re ready (or not ready) to claim your Social Security benefits, including whether you understand the role that age plays in deciding your benefits, that you understand the tax implications of claiming, and that your spouse (or other dependents) can be affected by your decision. In this Motley Fool article, Ms. Hagan offers three signs which might indicate you’re ready to claim benefits. Click here to read more.  And although not mentioned in the article, your plans for working must also be considered because there is a limit to how much you can earn while receiving early benefits.

If you’re unsure about how these basics apply to you, or if you have any questions about your individual situation under Social Security, note that the AMAC Foundation provides a free-to-the-public service to help Americans navigate the complexities of this program. Learn more about it here…

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