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Are You Thinking About Social Security the Wrong Way?
Kailey Fralick of The Motley Fool tackles some of the misconceptions people have about Social Security in this article. One is folks believe it will replace more pre-retirement income than it will in fact do. Two is folks do not fully understand that taking benefits at any time before full retirement age (now age 66 to 67 depending on birth year) means a lifetime monthly benefit reduction. Three is folks fail to make the link between their earnings and work history and the Social Security they will be entitled to. Read full piece here.
The AMAC Foundation offers a free-to-the-public advisory service to all folks ageing into–or already in–Social Security. This service provides guidance in understanding the complexities of Social Security and the myriad rules and regulations associated with the process for claiming benefits, with NSSA-Certified Social Security Advisors available via email or telephone to discuss options. Learn more about this service via the Foundation’s website.