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Build Your Social Security Claiming Strategy Thoughtfully

Thomas Hager writing in Forbes argues one must plan carefully and thoughtfully before beginning benefits. The overall goal in the planning process should be to maximize high-earner benefits, coordinate benefits between spouses, and maximize survivor benefits. Hager lists many reasons to plan in the full article, but two that stand out emphatically are these: 1. This is a one-time decision you must get right, and every situation is different; the differences in your claiming strategies could be as great as $200,000. 2. If married, the average couple will receive about $1,500,000 over their life expectancies, so having a defined strategy is essential. Read entire article here.

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