Headlines
HSAs as Retirement Accounts
Financial planner Edward Vargo, founder of Burning River Advisory Group says “HSAs are the most tax-friendly investment vehicles on the planet.” Majority of HSA account holders withdrew less than they contributed which allows these accounts to slowly grow into nest…
Live the Way You Want in Retirement
Do you want to live a rewarding and stress-free retirement? In Joel Johnson’s column in Forbes, he outlines some important strategies to consider pre-retirement so you are able to live the way you want to live in retirement. Read article…
Social Security: They Are a-Changin’
The Social Security Administration announced the new changes to the Social Security program for the upcoming year. There are seven potentially huge changes to Social Security in 2017 you should be aware of. Sean Williams of The Motley Fool, a…
Some of the Trade-Offs to be Considered in Solving the Social Security Dilemma
Citing “a complex set of tradeoffs” in addressing the the long-term Social Security solvency issue, CNBC’s Trent Gillies discusses some of the measures that have come under consideration recently in an article posted on www.cnbc.com. Gillies takes a look at the…
Social Security and the National Debt–There is a Relationship
The national debt–quickly approaching the $20 trillion mark–is a fairly simple concept to grasp. We spend more than we take in, and the difference adds up over time. Any family or individual with uncontrolled credit card use understands how this…
Understanding Social Security’s 2017 Middle Class Tax Increase
It’s not really called a tax increase, but wage earners in the higher levels of what’s generally referred to as the “middle class” will be subject to an increase of up to 7.3% in what they’ll pay in 2017 as a result…
Women in Retirement–A Look at Their Challenges
The National Institute on Retirement Security, a nonpartisan non-profit research institute focused on retirement security for all Americans, reports that “Women (are) 80 percent more likely than men to be impoverished in retirement.” With that as a backdrop, Eleanor Blayney of the Certified…
Give Your Earnings Record a Check-up
If you have an online “My Social Security Account,” you receive an annual email reminder to double-check the earnings information recorded by the Social Security Administration (SSA). In addition, the SSA mails out close to 50 million paper statements each…
How much is enough? A look at determining your retirement target.
The popular media is chock-full of suggestions on an appropriate sum to fund your life in retirement, and most financial analysts have their own set of guidelines on how much you need to accumulate before you can pull the plug.…
The Importance of Knowing What You Need to Know
The September GAO report (see copy archived on this site) has been thoroughly analyzed in the popular media, with the summary conclusion that Social Security Administration staff needs to improve the quality of counseling it provides to its constituency. An…