Headlines
Seniors feelings towards retirement are changing
In the early 1900’s, most people worked pretty much as long as they were able. Then with the advent of employer retirement plans and Social Security benefits, attitudes shifted to thinking about a future where working stopped and an earned life…
The Road Ahead for Social Security–A Summation of the Situation
The long-term dilemma faced by the Social Security and Medicare Trust Funds is not a self-correcting situation, and most Americans are aware of that fact. It’s been given some attention in the 2016 presidential campaign, although specific solutions have been…
Budget Deficit Widens – Social Security & Medicare Cited
Citing higher spending on Social Security and Medicare as a driving force behind America’s fiscal imbalance, Reuters Washington Reporter Lindsay Dunsmuir examines the widening 2016 budget deficit in an article posted on www.reuters.com. She observes that these programs, in conjunction with “slower-than-expected revenues,”…
The Mechanics Behind Social Security’s Trust Fund Investments
The Social Security Trust Fund subject has been the source of many rumors about fiscal impropriety, reallocation of worker funds, and so on. Author Brenton Smith, in a post on www.fedsmith.com, sheds some light on the reality behind these charges, and explains…
Understanding Delayed Retirement Credits (DRCs)
The term “Delayed Retirement Credits” is frequently explained as a great way to maximize one’s lifetime Social Security benefits. That’s a true explanation, but what needs to be clearly understood is the manner in which DRCs are calculated and applied…
Some Thoughts on Stretching Your Retirement Resources
In an article posted on U.S.News & World Report, Staff Writer Emily Brandon shares some thoughts on how those dependent on Social Security benefits might maximize their financial picture in retirement. From timing their initial filing, to planning for potential…
Retirement Strategies Still Critical…Even After 2015 BBA Changes
While the 2015 Bipartisan Budget Act made major changes to the strategic paths previously available to many couples, the need for planning has not gone away. In an article published on the Bradenton Herald website, financial advisor Tom Breiter takes a look…
Social Security – Understanding the Available Options
Social Security is complex–no question about that–so it’s important that anyone aging into the program’s major decision points needs to take a solid look at the options available to them. Veteran reporter Robert McGarvey, in an article published on www.thestreet.com titled “How…
Discover the world of Social Security resources available to you.
The Social Security Administration’s website, www.ssa.gov, can open up a whole new world of information that will help you navigate the complex world of Social Security benefits. Whether you’re just approaching retirement age, or already collecting benefits, this site is…
Social Security is an enormously important “asset” in our economy.
What is the most important asset in today’s U.S. economy? Well, it’s not home values, or mutual funds, or CD savings, or other investments or assets. It is what we call Social Security. Though technically not an asset in the…