Headlines
Final Days for Old Strategies
We are c0ming up on the final months of being able to use a few common Social Security filing strategies. These strategies, the “claim now and claim more later” and “file and suspend,” are slated to be unavailable on May…
Retirement Hand Book
Forbes recently released a new tool to use when planning for retirement that outlines 10 steps to take when looking towards your future. This easy to read guide outlines tips and information from top experts and companies to put you…
Solvency Projections from CBO
The Congressional Budget Office recently put out a new report covering the solvency issue of the Social Security System. This report stated that in its current form, Social Security will run out of money by 2029. However, this is not…
A Case for the Guaranteed Retirement Account
More and more adults are retiring with severely malnourished retirement savings and are growing more reliant on a Social Security system that isn’t keeping up with the rate of inflation. This is creating a problem where those that are middle-class…
Retirement Evolution Over the Years
Retirement has taken on a new face in recent years, in many ways a direct contradiction to traditional ideals. The most jarring difference is in how retirement is funded now, whereas 30 years ago Social Security made up 65% of…
Advance Planning Tips for Retirement
Future retirees are expressing growing interest in planning for their retirement years, and are seeking guidance in developing plans that will work for them. In an article posted on www.investmentnews.com by analyst Fredrik Axsater, a series of planning steps are outlined at…
How Retirement for “Baby Boomers” Differs From the Previous Generation
From longer lifespans to generally better health, the Baby Boom generation approaches retirement with a set of characteristics that differ substantially from the generation before them. The financial characteristics of their retirement plans also differ markedly, thanks mainly to deferred compensation plans,…
Proving the Retirement Crisis
Income Replacement Rates have been trending down for those on Social Security in retirement over the recent years. Your benefits from Social Security are calculated based on your average income over the top 35 earning years of your career adjusted…
Social Security Under the New Budget
The budget for the new fiscal year was just revealed in the last week and many are upset at the lack of news regarding Social Security. This absence of reassurance in the system goes a long way in adding credence…
Retiring as a Business Owner
Baby Boomers make up the majority of business owners in the United States and most are poised for retirement in the near future. Many, however, have not even started to think about what will become of their business when they…