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Is claiming Social Security 65 right for you
You can apply for Social Security retirement benefits starting at age 62, with the option to delay until age 70 to increase your monthly payments. Filing at age 62 results in a permanent reduction of your monthly benefit compared to…
Demystifying When to Claim Social Security Retirement Benefits
Claiming Window is 8 Years Long Perched high on our list of Frequently Asked Questions is this: “When should I claim my Social Security retirement benefits?” That’s not surprising, since there is an 8 year window, starting at age 62 and ending at age…
A Resource for You; A Mission for Us
Every story begins with a vision. And almost every vision begins by recognizing a problem that needs fixing. Such is the case with this story – one of a problem recognized some years ago, which resulted in a vision, which…
The Financial Status of Social Security
Is Social Security really “going broke?” Well, it is not, because SS benefits will always be there as long as American’s are working and contributing to the program. But Social Security IS facing financial issues in about 6 years because…
SSA Commissioner Enhancing Services while Reducing Fraud and Waste
Frank Bisignano, a successful and proven business executive, was appointed by President Trump last year to head up the Social Security Administration (and some time later, also the Internal Revenue Service). Since his appointment, Commissioner Bisignanco has been focused with…
How Fair is the “Social Security Fairness Act?”
What is the Social Security Fairness Act? With considerable fanfare, following many years of lobbying from public service unions and affected constituents, Congress passed, and President Biden signed, in the final days of his administration, the so-called Social Security Fairness…
If only I had Waited Longer to Claim SS
“Hindsight is the best Foresight” As the old adage goes, “hindsight is the best foresight” and nowhere is that more evident than with some we counsel at the AMAC Foundation’s Social Security Advisory Service. We regularly speak with older seniors…
A Recent OIG Audit Report Reveals Some Widows Are Being Underpaid
The Office of Inspector General (OIG) of the Social Security Administration (SSA) conducts audits from time to time of different beneficiary groups. This audit was conducted on Widow(er) benefits to determine if recipients were receiving the correct amount. Normally, the…
Thinking You Can Retire on Social Security Alone is Another Myth
Social Security was created to help keep seniors out of poverty once they could no longer work. However, it was never intended to be your sole source of retirement income. With rising inflation, having additional retirement income sources is more…
Don’t Get Scammed Out of Your Hard-Earned Money
A woman named Lynn was scammed out of $9,100, and shared her story in an article by John Matarese. She did this as a warning to you that it can happen to anyone. Be vigilant when answering your phone. Never…