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Is your Social Security Benefit Amount Correct?
You should verify your Social Security earnings statement each year. Your retirement benefit is based on your 35 highest-earning years, and your earnings through age 60 have been adjusted for inflation. This means they are worth more now than when…
It’s Important to Include Future Medical Expenses in Your Retirement Plans
A new survey from D.A. Davidson shows that Americans are not factoring rising medical costs into their retirement plans. The latest projections from Fidelity show healthcare expenses for a couple retiring at 65 have increased approximately 41% from 2015. According…
Income Limit If You Work and Collect Social Security Before Your FRA
Some retirees who begin Social Security benefits choose to return to work for extra income or to stay active. You can start Social Security at 62, but payments may decrease if you keep working. Starting benefits before full retirement age…
A Little More History About Social Security
Social Security was created in 1935 and has undergone significant changes since then. Tom Margenau, a retired Social Security employee, wrote an article highlighting little-known facts about the program. He focuses on two unfamiliar terms—pneumoconiosis and Prouty—and explains their relevance.…
What’s Going On At The Social Security Administration
Over one million people have now created a My Social Security Account online. As Social Security expands its digital services to meet high demand, having an account becomes increasingly convenient. While you can still call or visit a Social Security…
Taxation of your Social Security Benefits Should be Part of Your Retirement Plan
When planning for retirement, carefully assess the tax implications of your Social Security benefits. The “One Big Beautiful Bill” currently provides an extra $6,000 tax deduction for those 65 or older, helping reduce taxable benefits. However, some benefits may still…
How to Get Your Full Spousal Benefit
Spousal benefits are available if 50% of one spouse’s full retirement age (FRA) benefit is greater than 100% of the other spouse’s FRA benefit. To qualify, you must be at least age 62, your spouse must have filed for retirement…
April 2026 Social Security Payment Dates
April payments will start this week. Supplemental Security Income (SSI) will be paid on Wednesday, April 1st. Those receiving both SSI and Social Security Disability (SSDI) will receive their payment on Friday, April 3rd. Regular Social Security benefits are paid…
Working and Taking Your Social Security Benefits
If you work and collect Social Security benefits before reaching your full retirement age (FRA), your future benefit amount will be affected. John Rosenfeld wrote an article for The Motley Fool stating that, according to research from the Center for…
Key Considerations When Initiating Your Social Security Benefits
Deciding when to start your Social Security benefits could shape your financial future. Turning 62 makes you eligible, but that doesn’t mean claiming now is always the best option. Consider several factors before starting Social Security. While no one knows…