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File at Age 62? There may be reasons why this makes sense.
Conventional wisdom is to defer filing for Social Security benefits as long as possible, even as long as to age 70, to maximize your ultimate monthly benefit. In some cases, though, filing at an early age might fit your needs.…
Claiming Social Security Early vs. Delaying – What’s the Trend?
In an article posted on www.paradisepost.com, Certified Financial Planner Lori Flesher takes a look at the results of a Nationwide Retirement Institute poll seeking to define trends associated with Social Security claiming strategies. According to Ms. Flesher’s analysis, “The good news is…
Retirement Planning and Social Security – Views from the “Younger Set”
In an article posted on the Pittsburgh Post-Gazette’s “Aging Edge” page, U.S. News & World Repor senior editor Emily Brandon provides yet another set of viewpoints on the more common questions people face in planning for their retirement. At age 34, Ms.…
WEP Reform Amendments Stalled in Committee
Introduction of a substitute amendment containing updated estimates affecting the size of the Windfall Elimination Provision’s rebate to federal workers falling under CSRS has stalled progress on the proposal changes, leaving the search for compromise in question for the time being.…
Insurers Can Reduce Drug Prices, If Policymakers Let Them
(By David Howard for Health Affairs Blog, July 14, 2016 Whilst decrying rapid increases in drug spending and prices, elected officials have actually made it increasingly difficult for insurers to do anything about it. As payers, insurers are the only…
Social Security Reform Proposals
There has been a huge influx as of late on how to better reform Social Security. This has been spurred by recurring reports in recent years by the Social Security Trustees on the current and future state of the program.…
Retirement as an Ex
There are many facets to Social Security that some don’t know exist. One such filing option is for divorcees. Married couples are able to file for benefits based on the earnings of their spouse, but many may not realize that…
Federal retirees and the impact of Social Security COLA
Retirees from federal employment are carefully watching the impending announcements of 2017 Social Security cost of living adjustments (COLA), with a sinking feeling that the adjustments will likely not offset the rise in health care costs expected in the coming year.…
The Importance of Planning an Income Stream in Retirement
As you look ahead to your retirement years, it’s extremely important that you establish a baseline income stream as part of your financial strategy. In an article posted on www.reviewjournal.com, Paul Harasim of the Las Vegas Review-Journal provides some basic discussion on points…
Taxation of Social Security Benefits – Some Thoughts on Planning for the Inevitable
From charity giving to QLACs, there are ways to plan for the most effective tax rate for your Social Security benefits. Check out this article by Kimberly Lankford posted on www.kiplinger.com for some interesting background information. Read the article here… Notice:…