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Boomers, Millennials, and Homes
Millennials are finding it hard to find and purchase homes. Baby Boomers are staying put in their houses that they bought during their careers, they are refusing to downsize in retirement because they are the first generation that can afford…
What to do Before you Retire
There are many things that you should do before retiring concerning making plans and research. Most people’s concerns with retirement are centered around their financial situation. Many are worried that they don’t have enough to retire or find themselves worrying…
How Boomers are Voting
Current candidates are missing out on a huge demographic in the Baby Boomers. The platforms being run on cover most problems that have been discussed for the past few decades but fail to deliver on what will affect the majority…
Boomers Affect on Market
The Baby Boomer generation was the driving force behind the stock market booms in the 50s and they continue to be the driving force today. Pandering to the needs of the Boomer generation is the surest way to turn a…
Generational Divergence
The younger generations are doing things completely differently than their grandparents did them. Millennials are generally starting their adult lives later than the generations before them, everything from starting careers, to marriage, to home buying. The reason for these things…
If I Apply for Social Security am I Automatically Enrolled in Medicare?
Depending on whether or not you’re eligible for both programs, you may apply for both Social Security and Medicare simultaneously. For most individuals, Medicare coverage begins at age 65 and you should receive your Medicare card three months before your…
Living Off of Social Security
Social Security is a huge boon to the retired people of America. 90% of people aged 65+ collect benefits from Social Security, and these benefits make up 39% of their total income. Many people rely on Social Security as their…
Some Thoughts of Fixing Medicare
Medicare–like Social Security–is on a path to deplete its cash reserves even quicker than Social Security, yet it doesn’t seem to draw nearly as much concern in the media. It’s a fact nevertheless, and there are several potential modifications in…
Time is Running Out, and Confusion Still Surrounds the Rule Changes
As the April 29, 2016 deadline for filing under the expiring “file and Suspend” rules hurtles forward, and as confused seniors attempt to plot their strategy, it appears that obtaining correct information is a bit of a challenge. In an…
Company Loyalty Among Generations
There is a new pattern among younger workers that is in complete contradiction to how their parents spent their careers. Millennials are often seen as job-hoppers, usually spending no longer than a few years with a company before jumping ship…