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Generational Divergence
The younger generations are doing things completely differently than their grandparents did them. Millennials are generally starting their adult lives later than the generations before them, everything from starting careers, to marriage, to home buying. The reason for these things…
If I Apply for Social Security am I Automatically Enrolled in Medicare?
Depending on whether or not you’re eligible for both programs, you may apply for both Social Security and Medicare simultaneously. For most individuals, Medicare coverage begins at age 65 and you should receive your Medicare card three months before your…
Living Off of Social Security
Social Security is a huge boon to the retired people of America. 90% of people aged 65+ collect benefits from Social Security, and these benefits make up 39% of their total income. Many people rely on Social Security as their…
Some Thoughts of Fixing Medicare
Medicare–like Social Security–is on a path to deplete its cash reserves even quicker than Social Security, yet it doesn’t seem to draw nearly as much concern in the media. It’s a fact nevertheless, and there are several potential modifications in…
Time is Running Out, and Confusion Still Surrounds the Rule Changes
As the April 29, 2016 deadline for filing under the expiring “file and Suspend” rules hurtles forward, and as confused seniors attempt to plot their strategy, it appears that obtaining correct information is a bit of a challenge. In an…
Company Loyalty Among Generations
There is a new pattern among younger workers that is in complete contradiction to how their parents spent their careers. Millennials are often seen as job-hoppers, usually spending no longer than a few years with a company before jumping ship…
Combating Ageist Stereotypes
Ageism is not a new phenomenon, it has plagued every generation in recent history. The spread of ageism is exacerbated today due to the quickly evolving technological landscape. Ageism goes both ways, Millennials are seen as entitled job-hoppers by their…
Medicare Proposes Expansion Of Counseling Program For People At Risk Of Diabetes
As the health law turned six Wednesday, federal officials proposed the expansion of a Medicare diabetes prevention program funded by the landmark measure. The pilot program, developed and administered by the YMCA, helped Medicare enrollees at high risk of developing…
How Much do You Need to Retire?
Many experts throw around arbitrary numbers when asked this question, most advising as much as $1 million in savings. The reality is that this number is not set in stone no matter how many times it gets repeated. The magic…
Getting the Most from Social Security
Maximizing benefits from Social Security in retirement is important for a number of factors, some bearing more importance than others depending on your situation. Everyone wants to get all that they are entitled to and have worked for their entire…