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Baby Boomers in Retirement Plans
One of the more overlooked things about retirement is planning what to do after you no longer work. It is very important to figure out a financial plan for retirement, deciding when to apply for benefits from Social Security and…
Optimize Your Social Security Benefits
It can be very tempting to cash out on Social Security benefits as soon as they are available, but more and more studies are pointing out that it is more than worth it to wait a few years before applying.…
Investigating Some Little-known Features of Social Security
From “life-insurance” aspects of Social Security to the intricacies of “file-and-suspend,” there are several substantial Social Security features that many people are either unaware of or are only minimally aware of. This article, posted at m.nasdaq.com by the Motley Fool provides…
21 Million Americans Have Saved Nothing for Retirement
A study published by Bankrate.com sheds additional light on a growing problem for future retirees…an absence of financial preparation for their post-work life. Jim Offner, The Courier’s business editor, writing in a post on wcfcourier.com offers insights into this lack of…
Caring for Others in Retirement
One major bump in the road for the retired is the continued care of a loved one that cannot care for themselves. When setting a retirement plan in place it is important to know who else may be in your…
The Grim Future of 401(k)s
One expert shared his views on the current and future status of 401(k)s earlier this week with a less than optimistic message. Charley Ellis, author of “The Loser’s Game,” shared his perspective on the current system and ideas to fix…
VA Officials Offer Explanations for Missed Backlog Promise
With the October 1 deadline for elimination of the Department of Veterans Affairs claims backlog passed, officials are providing explanations for the continuing problem. Among the reasons cited are the substantial increase in claims since the 2008 economic downturn, expanded…
Early Social Security Claiming on the Decline, Report Says
Slightly more than a third of men now turning 62 are electing to file for Social Security benefits, a recent SSA study indicates, down fro 56% two decades ago. For women, the statistics show a similar decline, form 63% to…
Re-Applying for Disability
You can apply more than once for Social Security Disability if previously denied. However, you have to look in to why your previous applications were denied in order to see why you were denied. If there is no change in…
Differences in Women’s Retirement
Many women fall in to the trap of letting their husband control the majority of the financial decisions without so much as keeping an eye on it. This leaves them in the problem of keeping up with the finances should…