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You are Responsible for Your Own Retirement
The majority of business owners do not have an adequate retirement plan in place for their workers, it is becoming more and more the sole responsibility of the individual to plan for their own retirement. It has always been on…
Stretching Your Dollar in Retirement
Many people in retirement find themselves living on a reduced income than what they are used to in their working years and find themselves having to dial back a bit in order to make sure their savings last them the…
A Worldly Retirement
The internet has helped many retirees to realize their dreams of travelling the world. More and more retirees are digging up stakes and going on more than a vacation. They are using the internet to stretch their money in to…
Regional Variations in Medicare Costs Being Studied
It’s not a new issue, and a recent study by the Kaiser Family Foundation highlights the very real discrepancies in the cost of Medicare treatment across the country. With a nearly 100% differential calculated in comparing the 20 highest spending…
Social Security Administration Encourages Statement Check
In the spirit of “International Skeptics Day,” Social Security Administration officials suggest that establishing (and using) a personal account will go a long way toward removing any doubt about your expected benefits. Trevor Drozdowski, in an article posted on www.heraldcourier.com, advocates creation…
The Long-Term Effects of Interrupted Careers and Income Inequality
In an article titled “Learn to maximize Social Security benefits” posted on www.dailylocal.com, elder law and estates attorney Janet Colliton examines the plight of senior women dealing with Social Security benefits in their later years. The article considers the impact of career interruptions…
Early Social Security Sign-up…Another Perspective
Now here’s a different perspective on the frequent advice in the popular media about the “wisdom” of deferring your Social Security sign-up. In an article posted on www.cenlafocus.com, Gray Easterling covers several often-overlooked points that should be considered when making a decision…
Suggestions for Careful Analysis of Retirement Income Strategies
Approaching that retirement horizon means it’s time to carefully examine the options ahead of you and the impact they’ll have on your “leisure years.” From picking a start date for benefits, to understanding the implications of working during retirement years, to…
A Look at the Impact of Income Inequality and What it Means in Later Years
The late-in-life challenges resulting from an uneven playing field are analyzed in an article published by Paula Span of “The New Old Age” on www.nytimes.com, with profiles of two distinct lifestyles and the impact of their ultimate comfort levels in old…
Supplemental Social Security Income – Rules for Noncitizens
Noncitizens can be eligible for Supplemental Social Security Income, as explained in the Social Security Administration’s Publication EN-05-11051. The document explains in detail the immigration categories pertaining to this eligibility, and several additional definitions that are considered to determine eligibility. Check…