Latest News
Social Security Expands the Disability “Compassionate Allowance List”
Social Security Disability Insurance (SSDI) is at the same time both a complicated and incredibly important Social Security benefit. Applying for SSDI is a relatively simple process (it can be done online or by telephone), but when the application is…
Social Security often holds surprises
Social Security is a complicated program, and many who approach this major American benefit program do so with considerable trepidation. There are, after all, over 2,700 rules and regulations to contend with, which can lead to multiple options for claiming…
Ideas from the Wealthy can Increase Your Own Wealth
Sure, there are some who are just born into money, but those who actually create their own wealth from scratch can provide lessons on how to become wealthy. And, after all, being wealthy is a laudable goal for those hoping…
Stopping Medicare Fraud
Medicare, the nation’s premier healthcare program for American seniors, forms the basis of comfort in our golden years. Our health is increasingly important as we age, and Medicare provides a comfortable and stress-free sanctuary that almost all senior enjoy and…
Bipartisanship for Social Security Reform? Exactly what is needed!
In my lifetime, I don’t recall ever seeing a Congress more divided on some of the most fundamental American principles. These days it appears that whenever any idea is floated on one side of the Congressional aisle, the reaction from…
Planning to retire at age 65? Better read this.
Age 65 is often thought of as the standard American retirement age, likely because that is the age at which most Americans must enroll in Medicare, the nation’s healthcare program for seniors. And many Americans do actually retire at age…
Medicare Advantage and Prior Authorization
For information, “Medicare Advantage” refers to private healthcare insurance which replaces the traditional government-run healthcare program known as “original Medicare.” Medicare Advantage plans have recently been in the spotlight for their seemingly strong tendency to manage their corporate expenses by…
“Cautious Optimism” about Social Security’s Future?
If you read these pages regularly, you know that Social Security will soon have financial difficulties which, if left unresolved by Congress, will result in a cut to everyone’s monthly Social Security payment starting in about the fall of 2032.…
The maximum Social Security benefit in 2026 is $5,181, though few individuals qualify for this amount.
Many people incorrectly believe Social Security benefits are based on your highest three or ten years of earnings. For 2026, you must earn at least $1,890 per quarter to receive credit for a quarter, up to four quarters per year,…
Another Idea to Help Keep Social Security Solvent
With Social Security projected to become insolvent by 2032, several solutions are under consideration. Kathryn Anne Edward proposes that employers pay taxes on subcontractors’ earnings. For instance, if an employer issues a 1099 for $100,000, they would pay a 6.2%…