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What Social Security has yet to get right: It’s your maximum age of life that matters

(BY – LAURENCE KOTLIKOF, www.pbs.org) I’m appalled by Social Security’s ongoing effort to mislead the public into thinking they should focus on their life expectancy instead of their maximum ages of life in deciding whether to take their benefits early. Social Security…

Life is short but retirement can last for years

(By – HENRY K. HEBELER, via MarketWatch) Too many people believe they won’t live very long and base retirement plans on short life-expectancies or the assumption that retired people are couch potatoes and don’t need to spend much. These assumptions are dead…

What are the Implications of Rising Inequality for Social Security Policy?

(By -Benjamin W. Veghte, PhD via ashevilleprogressive.com) In this 80th anniversary year of Social Security, America faces income and wealth disparities greater than at any time since the 1920s. 1 Social Security was integral to overcoming the inequalities of that…

Future retirees urged to learn about Social Security before filing

(By – Sean Rowley, www.tahlequahdailypress.com) Though it is not the fine-weave safety net that was envisioned when enacted during the administration of Franklin D. Roosevelt, Social Security remains an indispensable source of income for many older Americans. While all workers pay into…

3 Things That Cost Women More

(By – Andrea N. Browne, Kiplinger) When it comes to financial issues affecting women, the gender pay gap often takes the spotlight. But the spending side of the equation is as equally alarming. Women pay more than men for many things…

Major development in how Medicare plans to cut costs

(By – Richard Sethre, Psy.D., L.P. via mhconcierge.com) The American Medical Association published an online commentary in April, ’15 which discusses recent Medicare proposals which are likely to have significant impact on how behavioral health providers are reimbursed. The article, “Payment Reform…

Memorial Day: Honor those who have served

(By – Leo Rossler, Social Security) On Memorial Day, we honor men and women who died while courageously serving in the U.S. military. We also recognize active duty service members, especially those who have been wounded. Cities and towns across the United…

6 ways to avoid dying broke … or worse

(Source – Robert Powell, Special for USA TODAY) Dying broke may be your idea of the perfect retirement plan. But there are plenty who might take issue with that point of view in the wake of just-released research. Consider: Slightly more than…

Getting it all together for retirement

(By – Gerry Mitchell) Before retirement begins, gather what you need. Put as much documentation as you can in one place, for you and those you love. It could be a password-protected online vault; it could be a file cabinet; it…

Why You Shouldn’t Neglect Your Credit Score As You Approach Retirement

(By – Nancy Anderson, Forbes Contributor) With all the things you have to be concerned about in life, you’d think by the time you hit your 50s or 60s, you could stop worrying about having a good credit score. You may have…

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