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Skepticism is Building With Respect to Social Security’s Future
A study conducted recently by annuity and life insurance products provider PlanGap reports that 70% of the participants in their 2023 Social Security Confidence Survey are not confident in the federal government’s ability right the Social Security ship in time…
The Evolving Retirement Financing Landscape
No, it’s not just that Social Security is destined for some substantial reform (or, absent that, insolvency). The overall retirement financial planning panorama is on the verge of major shifting in the years ahead, according to post by U.S. News…
Study Suggests that Millions Are Missing Out on SSDI/SSI Benefits
According to a post by The National Desk’s Cory Smith, a sizeable number of Americans with disabilities are not receiving the full benefits available to them under current law. Smith cites the results of a study done by Stony Brook…
Understanding–And Dealing With–the “Retirement Gap”
This situation called the “retirement Gap”–the difference between what you’ll need financially in retirement and what you expect to actually have–causes a fair amount of heartburn among folks approaching the key decision points associated with that life phase. In a…
Using Social Security as a “Bank”
No, you can’t get a loan from Social Security to cover a large expense. You can, however, if all of the circumstances work for you, strategically obtain a short-term repayable advance on your benefits. This strategy involves the program’s one-time…
Is a “Commission to Address” Social Security’s Solvency Problem About to be Created?
In the midst of confusion and expected inaction on Social Security’s long-term solvency problem, it’s rumored that debt ceiling discussions have prompted consideration of “… a bipartisan commission to address the long-term solvency…” of Social Security. In a post on…
More on the 2023 COLA Trajectory
Fox News reporter Megan Henley offers thoughts on what next year’s Social Security cost-of-living adjustment might look like. Her post summarizes the methodology used to calculate the adjustment, as well as the timing for release of next year’s adjustment percentage,…
Social Security: If this is your year to claim, read this!
There are some very basic–and very important–fundamentals anyone on the cusp of claiming their Social Security benefits should know. For example, where you stand chronologically compared to your full retirement age is a key to what your monthly benefit payment…
Ticket to Work: A Benefit for the Disabled
Enterprise reporter Joelle Jones at KOIN 6 digital news in Portland, Oregon writes on the importance of those drawing Social Security’s disability benefits knowing about the program’s Ticket to Work program. As she explains, “The little-known Social Security Administration program…
Courage for America, Opportunity Wisconsin Join Forces to Escalate Calls for Social Security Reform
With the issue of Social Security’s looming insolvency stoking public concern, two citizen-based groups have teamed up to take a message to the nation’s Capital. And that message is clear: “preserve programs such as Social Security and Medicare.” Now having…