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WHEN IT MAKES SENSE TO FILE EARLY FOR SOCIAL SECURITY
(By – Maryalene LaPonsie (money.usnews.com)) For those who have paid into the system, Social Security promises to provide a reliable source of income during your senior years. However, how much you receive each month depends on exactly when you retire. Read more……
There’s a crucial obstacle to restoring the US middle class
(By – Jack Markell and Jonathan Cowan, The Washington Post) Looking for an agenda that captures the imagination of our beleaguered middle class? Then solve this puzzle: From 2001 to 2014, the U.S. economy grew at an average annual rate of 1.9 percent —…
Elder Law: The ABLE Act is a useful alternative for people with disabilities
(By – Julian Gray and Frank Petrich) Developing a plan for a person with disabilities involves a number of issues. Typically, this involves relying on various government benefits that are crucial to the enhancement, if not survival, of a person…
5 Identity Theft Facts That Will Terrify You
(Source – abcnews.go.com) Identity theft was the number one consumer complaint at the Federal Trade Commission last year. So far in 2015, the data breach problem that drives so many identity-related crimes has gotten worse. The massive compromises at Anthem…
Ways & Means, Energy & Commerce Members Introduce Bipartisan Bills to Strengthen Medicare Advantage Program
(Source – democrats.waysandmeans.house.gov) Today, members on both sides of the aisle of the House Ways and Means Committee and the House Energy and Commerce Committee introduced four bills to improve the Medicare Advantage (MA) program for seniors. The four bipartisan…
Asking for help at 80 — America’s new faces of hunger
(By – ARIEL MIN, www.pbs.org) The warm sands and tony neighborhoods surrounding this retirement refuge are known as Florida’s “Paradise Coast.” But for seniors struggling to keep food on the table, it’s far from a paradise. Seniors who go hungry in Naples are…
What the Supreme Court’s fixes for retirement savings may do to your 401(k)
(By – Chuck Jaffe) The U.S. Supreme Court prescribed some fixes to the retirement-savings world this week, but the long-term side effects could have some workers thinking they’ve been given bad medicine. The basic idea here is a simple one that impacts…
A Web Tool to Refine Your Retirement Priorities
(By – Anne Tergesen) Here’s a 21st-century concept: a free Web tool and mobile app that aims to help people think more effectively about what they really want in retirement. Designed by Shlomo Benartzi, a behavioral economist at the University of…
Chris Christie: The strong, loud type
(By – JOHN DICKERSONCBS NEWS) Chris Christie doesn’t give speeches so much as engage in performance art. How he speaks is as much a part of his message as what he says. At the Southern Republican Leadership Conference on Friday, after…
Using Life Insurance to Pay for Retirement
(By – Alice Holbrook) For many people, life insurance and retirement planning are two separate things. Retirement planning is for you, and life insurance is for your beneficiaries. However, some financial advisors also recommend life insurance as one way to…