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Here’s When We Plan to Take Social Security Benefits
American retirees have a lot of options regarding when they claim their Social Security benefits. You can file as early as age 62, wait until your Social Security-mandated “full retirement age,” or delay your benefits until as late as age…
Medicare Part D: 3 Essential Steps to Get the Best Prescription Drug Coverage
Medicare serves more than 55 million Americans, providing the primary source of support for health care expenses to those 65 and older. Almost 10 years ago, Medicare expanded to include prescription-drug coverage under Part D, and this year, the Centers…
Saving for Retirement 40 Years Out: The Increasing Trend
When retirement planning is mentioned, your mind probably goes to those who are close to retirement. However, the audience interested in retirement saving plans and investments is changing to just about everyone, as millennials, and even Gen Z, are now…
Personal Finance: Females And Social Security
Social Security is a gender neutral system. Benefits are payable to any worker who qualifies as an outcome of their work history. In the case of couples, either partner can declare a spousal advantage (though not both all at once)…
Hey Millennials! Social Security is not going away
A lot of young people — especially millennials — don’t think they will ever get a dime from Social Security. And in fact, the trustees in charge of Social Security anticipate the fund will be out of reserves by 2033. But…
SHIIP is Not Just for Seniors
Did you know that if you are under age 65 and have a disability you may be eligible for Medicare? If you have questions about your health insurance options, SHIIP can help. SHIIP, the Seniors’ Health Insurance Information Program, is…
Tips for navigating a changing tax landscape
What’s new this tax season? In a word: Obamacare. That’s the answer given by many tax professionals. People who overcame the challenges of HealthCare.gov and bought health insurance under the Affordable Care Act last year face a new set of hurdles…
Immigrant Flows Impact Social Security
Manuel Carvallo immigrated from Mexico at age 40 and became a U.S. citizen at 51. The Georgia pension consultant just reached another milestone, accumulating the 10 years of U.S. work experience required to receive a small Social Security pension when…
U.S. proposes 0.9 percent cut in 2016 Medicare Advantage payments
The U.S. government on Friday proposed a 0.9 percent cut in payments to health insurers for 2016 Medicare Advantage plans, which provide health benefits to more than 16 million elderly or disabled people. The cut is part of a notice issued…
How to Protect Your Identity This Tax Season
The number of people filing their taxes online continues to grow, especially from personal computers as consumers use tools like Intuit’s TurboTax and other filing software options.But as that trend increases, so does the upward tick of security breaches and…