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Where will Obama draw the line on GOP bills to roll back reform?
Big Republican election gains in Congress will position the GOP to aggressively challenge Obamacare in 2015. Now the questions are how sweeping Republican efforts will be to roll back the law, and whether the party will pursue its longstanding goal…
Nannies and Taxes: Do the Right Thing and Profit, Too
There are reportedly more than a million nannies at work in the U.S., caring for other people’s children. That’s not so surprising, considering that many nannies today earn more than $50,000 per year, and some earn more than $100,000. Employing…
How Social Security annual increases are calculated
Some topics are a lot more controversial than others. But I was amazed when my Oct. 1, 2014, article that correctly predicted next year’s 1.7% cost-of-living adjustment for Social Security benefits several weeks before the official announcement triggered more than…
Information for Wounded Warriors and Veterans Who Have a Compensation Rating of 100% Permanent & Total (P&T)
The effect of military service can be profound and lasting. There are a number of financial, social, and health issues that result from military service. Some Wounded Warriors and Veterans Who Have a Compensation Rating of 100% P&T are unaware…
Longevity a key investment challenge facing women
A little over two decades ago, my father died, leaving my mother with his estate, but without the knowledge or skills to manage her investment money. With my interest in finance, I moved into the role of her advisor at…
Medicare: The difference between opting out and non-participation
First things first: Chiropractors cannot “opt out” of Medicare. They can choose to not participate, but that is different from opting out. DCs may also choose to not treat patients who have Medicare. The reasons that chiropractors cannot opt out…
This Shocking Drain on Your Retirement Savings Leaves Millions Clueless
When it comes to saving for retirement, many people struggle to find every penny they can to set aside for their golden years. Yet billions of dollars of Americans’ retirement savings gets sucked out of their accounts each and every…
Retirement planning for an even longer life
It’s hard enough planning for retirement, and now we have to add another two years of life to our calculations. You read right: The average U.S. 65-year-old man is now expected to live to 88.8 years, up from 86.4 in…
House Speaker Mattiello pledges to seek state tax exemption for Social Security benefits
When House Democrats gather Thursday night for the first time since election day, House Speaker Nicholas Mattiello will name as one his top 2015 legislative priorities: exempting Social Security benefits from the state income tax. If enacted, Rhode Island would…
Seniors Played a Big Role in the GOP Congressional Sweep, says AMAC
America’s older voters played a significant role in this week’s GOP sweep of the mid-term Congressional elections, according to Dan Weber, president of the Association of Mature American Citizens. “Political scientists have called senior citizens the country’s most reliable voters…