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Middle-Class Americans Living With Regret About Retirement Savings

Most middle-class Americans look at their retirement savings and see only a pile of regrets. That’s according to a new study showing one-third (34 percent) of middle-class respondents are not currently saving a cent for retirement, while a majority (72…

Expect, employ, empower

October is filled with celebrations, festivals, and community events — from small local events to those with worldwide recognition, such as Oktoberfest. The month is also a time we recognize the contributions of individuals who have disabilities that affect their…

Look for Social Security statement in your mail

It took an act of Congress, but Social Security statements are back in the mail. The annual personal earnings record and benefit statements were largely canned in 2011 in a cost-cutting move, but complaints soared and legislation ensued. Beginning in…

Social Security Payout Shrinks

Calculating Social Security retirement benefits can be tricky. If you worked in a government job and did not pay Social Security taxes, part of your civil service pension gets deducted from your Social Security benefits, an offset called the Windfall…

Medicare Part D changes next year

For those looking to change their Medicare health or prescription drug coverage for 2015, now is the time — open enrollment is in full swing. Until Sunday, Dec. 7, the Medicare-eligible have the opportunity to choose a new Medicare Advantage or…

York County seniors can get free help navigating Medicare

For seniors who are unsure about their Medicare coverage options, inaction can be a costly mistake. But theYork County Area Agency on Aging’s APPRISE program can help. Built to coincide with Medicare’s annual enrollment period, which began Oct. 15 and…

Don’t Let Social Security Overpayments Come Back to Haunt You

Every year, thousands of people receive larger benefits from the Social Security Administration than they’re legally entitled to. And although this may seem like a great deal for the recipients, the reality is that it can come back to haunt…

Group to make 54 apartments available to homeless veterans

Two newly-refurbished, three-bedroom apartments in North Chicago were unveiled Friday by the Community Action Partnership of Lake County as the organization kicked off its “Home for the Holidays” campaign to provide housing to homeless veterans and their families. “We have…

White House punts on extending further benefits to gay couples

If there’s new consideration to extend Social Security and veterans spousal benefits to same-sex couples in states without marriage equality, it doesn’t appear to be happening in the White House. In a response to question Friday from the Washington Blade,…

7 facts that show the American dream is dead

A recent poll showed that more than half of all people in this country don’t believe that the American dream is real. Fifty-nine percent of those polled in June agreed that “the American dream has become impossible for most people to achieve.” More and…

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